Name locks.

I recently rerolled horde on my server and made my mains name more masculine (used to be a chick character), and I wanted to bring over an old horde toon from another server to give it my old main's name, but it's locked. I am hearing 90 days on a name lock, which is just plain ridonculous.

Why are names locked? I see possible reasons for the name lock (payment failure or g-bank swipes), but I can think of scenarios that make those reasons moot and unecessary, especially if the original creator of the name on the same server is going to give that name to another toon on their account.